Texas P&C Practice Exam: 25'-26'

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Table of Contents

Section Question IDs Covers
Scope / sources / excluded exams - Strict General Lines P&C only; excludes standalone Surplus Lines, Adjuster, Risk Manager, MGA, Life/Health/HMO
Core insurance basics TXPC-001-010 Insurance, risk, exposure, premium, insurable interest, indemnity, subrogation
Hazards, perils, losses, valuation TXPC-011-031 Hazards/perils, direct/indirect loss, ACV, replacement cost, coinsurance, deductibles, salvage
Liability, causation, damages TXPC-032-046 Negligence, liability, proximate cause, occurrence, damages, comparative negligence
Temporary coverage / policy changes TXPC-047-050 Binders, endorsements, cancellation/nonrenewal basics
Policy structure and provisions TXPC-051-075 DICE, declarations, insuring agreement, conditions, exclusions, duties, limits, policy status
Contract law / fraud / underwriting TXPC-076-097 Contract elements, aleatory/adhesion, warranties, misrepresentation, privacy, TRIA
Homeowners forms and coverages TXPC-098-109 HO-2, HO-3, HO-4, HO-5, HO-6, HO-8; Coverage A-F
Dwelling and property forms TXPC-110-139 DP-1, DP-2, DP-3, commercial property, CPP, inland marine, flood, earthquake, farm, BOP
Commercial casualty TXPC-140-151 CGL, BI/PD, personal and advertising injury, products/completed ops, occurrence vs claims-made
Auto insurance TXPC-152-174 PAP, liability, med pay/PIP, UM/UIM, collision, OTC, business auto, garagekeepers
Workers comp / crime / bonds / professional liability / umbrella TXPC-175-195 WC, employers liability, crime forms, surety bonds, E&O/D&O/cyber, umbrella/excess
Texas licensing and TDI authority TXPC-196-232 Commissioner/TDI, license types, appointment, CE, renewal, penalties, discipline
Texas unfair practices and marketing TXPC-233-242 Misrepresentation, rebating, twisting, defamation, boycott/coercion, discrimination, fraud
Texas property rules TXPC-243-251 FAIR Plan, TWIA, Mine Subsidence, residential property rules, flood disclosure, catastrophe notices
Texas auto rules TXPC-252-259 Financial responsibility, liability minimums, PIP, UM/UIM, cancellation/nonrenewal, Texas Auto Plan
Texas workers comp / organizations / claims TXPC-260-268 WC basics, guaranty association, FAIR/TWIA/Auto Plan, claims settlement, consumer protection
High-yield scenarios TXPC-269-298 Mixed practice scenarios across terms, forms, liability, auto, Texas law, and tricky distinctions
Surplus lines overlap only TXPC-299-301 Only the P&C-agent-outline overlap: diligent search, eligible insurer, guaranty limitation
Essential timelines and number traps TXPC-302-331 Claim deadlines, policyholder duties, NFIP timing, claims-made timing, homeowners/auto notices, licensing, CE, appointments, and carrier examination timing
Helpful acronyms Sidebar DICE, ACV, RC, BI/PD, PIP, UM/UIM, PAP, CGL, BOP, CPP, WC, E&O, D&O, TDI, FAIR Plan, TWIA, TAIPA, NFIP, TRIA